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Loan Rates | |||
| LOAN TYPES | APR* | |||
| Collaterized Loans, Vehicle Plus Signature | 8.00% | |||
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Signature Loans Based on credit history and debt to income ratio: 
A+ 720+ (Up to 36 months with A+)A 680-719 B 640-679 C 600-639 D 550-599 |
11.00% 11.00% 14.00% 17.00% 18.00% |
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| Share Secured Loans | 4.00% | |||
| CD Secured Loans | 3.00% above CD yield (APR*) | |||
| First Mortgage Loans | For current rates, contact: Denver Water Credit Union (303) 628-6865 |
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Second Mortgage Loans Based on debt to income ratio, credit score and length of loan:
A+ 720+A 680+ B 640+ C 600+ |
5 years 5.75% 7.25% 9.25% 12.00% |
7 years 6.00% 7.75% 9.35% 13.75% |
10 years 6.50% 7.75% 9.75% 13.75% |
15 years 7.25% 8.50% 10.25% 14.25% |
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New/Used Auto Loans Based on credit score and maximum 60 months: A+ 740+A 720+ B+ 600+ B 680+ C+ 660+ C 640+ D 600+ 61 to 72 months, add +.0.50%. 73 to 84 months, add +1.00% |
4.99% 5.99% 6.49% 7.49% 10.49% 11.49% 15.99% |
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Motorcycle Loans Based on credit score and maximum 60 months: A+ 740+A 720+ B+ 600+ B 680+ C+ 660+ C 640+ D 600+ 61 to 72 months, add +.0.50%. 73 to 84 months, add +1.00% |
6.25% 6.50% 7.00% 9.00% 10.75% 11.25% 15.25% |
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RV Loans Based on credit score: A+ 740+A 720+ B+ 600+ B 680+ C+ 660+ C 640+ D 600+ |
8.95% 8.95% 10.75% 10.75% 14.75% 14.75% 14.75% |
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VISA cards No annual fee! Based on credit score:
A+ 720-830A 680-719 B 640-679 C 600-639 D 550-600 |
8.90% 9.90% 11.90% 14.90% 18.00% |
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| Overdraft Line of Credit Share Draft (checking) Account |
18.00% | |||
| * APR-Annual Percentage Rate ** All rates and terms subject to change. ** ** Rates are effective as of June, 2010. ** |
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