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| LOAN TYPES: |
APR * |
|
Collateralized Loans, Vehicle Plus Signature |
  8.00% |
|
Signature Loans Based on credit history and debit to income ratio:   A+ 720+   (Up to 48 months with A+)   A   680+   B   640+   C   600+   D   550+ |
 
8.50% |
| Share Secured Loans |
  4.00% |
| CD Secured Loans |
2.00% above CD yield |
|
First Mortgage Loans |
For current rates contact: |
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Second Mortgage Loans Based on debt to income ratio, credit score and length of loan:   A+ 740+   B   700+   C   640+   D   600+ |
 
5 years  
7 years  
10 years  
15 years |
|
New / Used Auto Loans Based on credit score and maximum 60 months:   A+ 740+   A   720+   B+ 700+   B   680+   C+ 660+   C   640+   D   600+ 61 to 72 months, add +0.50%. 73 to 84 months, add +1.00%. |
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Motorcycle Loans Based on credit score and maximum 60 months:   A+ 740+   A   720+   B+ 700+   B   680+   C+ 660+   C   640+   D   600+ 61 to 72 months, add +0.50%. 73 to 84 months, add +1.00%. |
|
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RV Loans Based on credit score:   A+ 740+   A   720+   B+ 700+   B   680+   C+ 660+   C   640+   D   600+ |
 
7.25% |
|
VISA® cards No Annual Fee! Based on credit score:   A+ 720+   A   680+   B   640+   C   600+   D   550+ |
 
8.90% |
|
Overdraft Line of Credit Share Draft (checking) Account |
16.50% |
|
*   APR-Annual Percentage Rate. ** All rates and terms subject to change. ** ** Rates are effective as of July 17, 2008 ** |
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